The Pradhan Mantri Awas Yojana was launched in Arunachal Pradesh in June, 2016. Since then, numerous families in the rural and urban regions have been provided financial assistance to build their permanent houses.
According to the official data, more than 35,000 constructions are completed in the rural and 8,000 constructions are completed in the urban areas under PM Awas Yojanan in Arunachal Pradesh.
Objective of Pradhan Mantri Awas Yojana
The primary objective of PM Awas Yojana is to make housing affordable for all citizens. The speciality of PMAY is that people living in both village and urban regions can get the benefit of this scheme.
Benefits of PM Awas Yojana in Arunachal Pradesh
For PM Awas Yojana-Gramin
The beneficiaries under the Pradhan Mantri Awas Yojana generally get financial assistance of ₹1.2 lakhs. But for remote and hilly areas like Arunachal Pradesh, the financial assistance is ₹1.3 lakhs for constructing a pucca house.
New houses constructed under this scheme will have 2 rooms, but you can extend the number of rooms at your own expense.
You can also opt for 100 days of employment for house construction under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) to get an additional benefit of ₹18,000.
The government also provides financial assistance of ₹12,000 to construct a toilet under the Sauchalay Sahayata Yojana.
So, if you opt for all the options mentioned above, the total amount you’ll receive in your bank account will be around ₹1,60,000.
For PM Awas Yojana-Urban
For urban areas, the beneficiaries are provided with a loan amount to construct, buy, or make improvements to their existing house, based on their income status.
Here is a breakdown of the loan/subsidy amount based on the income group:
| Category | Annual Income | Loan Amount | Interest Subsidy |
| Economically Weaker Section (EWS) | Less than ₹3 lakhs | Up to ₹6 lakhs | 6.5% |
| Lower Income Group (LIG) | ₹3 to ₹6 lakhs | Up to ₹6 lakhs | 6.5% |
| Medium Income Group (MIG 1) | ₹6 to ₹12 lakhs | Up to ₹9 lakhs | 4% |
| MIG 2 | ₹12 to ₹18 lakhs | Up to ₹12 lakhs | 3% |
Eligibility
The following are the eligibility criteria for Pradhan Mantri Awas Yojana:
- Applicants should not own a permanent/pucca house in their name or in the name of any family members.
- PMAY gives preference to women as the head of the household.
- Priority is given to the Economically Weaker Sections (EWS).
- For PMAY-G, special provisions are made for individuals belonging to Scheduled Castes (SC), Scheduled Tribes (ST), and Minority communities.
To avail of a home loan subsidy under PM Awas Yojana-Urban, beneficiaries are grouped under four categories based on their annual income:
- Economically Weaker Section (EWS): Annual income of less than ₹3 lakhs.
- Lower Income Group (LIG): Annual income of ₹3 to ₹6 lakhs.
- Medium Income Group (MIG 1): Annual household income of up to ₹12 lakhs.
- Medium Income Group (MIG 2): Individuals with an annual household income of ₹12 to ₹18 lakhs.
The subsidies are available for owning, renovating, and even constructing additional rooms.
Who is Not Eligible
- Anyone with an annual family income of more than ₹18 lakhs is not eligible for this scheme.
- Individuals owning a pucca house anywhere in the country are not eligible to apply for the PMAY scheme.
- Families receiving benefits from central and state government-run housing projects are not eligible for this scheme.
Application Process
Application process for PMAY-U
- Visit the official portal: pmay-urban.gov.in
- Click on the ‘Apply for PMAY-U 2.0’ option.
- Scroll down and click on the Proceed button after the user instructions and document sections.
- On the following screen, enter your state, annual income, verticals, and other details to check eligibility.
- If eligible, a new screen will appear to enter your name and Aadhaar number.
- You will receive an OTP on your Aadhaar-linked mobile number.
- Enter the OTP to access the online form.
- Fill out the form and submit it.
Application process for PMAY-G
For PMAY-Gramin, there is no direct online application process. Beneficiaries are selected based on the caste census notified by the local panchayat office.
If you are left out of the survey and are eligible, visit your panchayat office with necessary documents to apply.
Required Documents
- Applicant’s Aadhaar details (number, name, DOB).
- Aadhaar details of all family members.
- Active bank account details linked with Aadhaar.
- Income proof (Only PDF file, up to 100 KB).
- Land document (in case of BLC vertical, PDF file, up to 1 MB).
How to Track Application Status
For PMAY-U
If you applied under PMAY-Urban, check your status on the PMAYUCLAP website using your username and password.
You can also visit the PMAY-U tracking page directly and search by beneficiary code or application number.
For PMAY-G
- Visit the official site: pmayg.gov.in
- Click “Awassoft” on the top menu.
- Select “Report” from the dropdown.
- You’ll be redirected to: rhreporting.nic.in
- Choose your state (Andhra Pradesh), district, block, village, and financial year.
- Under “Scheme,” select Pradhan Mantri Awas Yojana Gramin.
- Enter the captcha and click Submit to view the beneficiary list.
FAQs
Who receives priority when allocating benefits under this scheme?
Priority for benefits is extended to individuals from vulnerable and weaker sections of society, including differently-abled persons, senior citizens, Scheduled Castes (SCs), Scheduled Tribes (STs), Other Backward Classes (OBCs), minorities, single women, and transgender individuals.
How can I determine if my city is included in the scheme?
To check if your town is covered, please visit the official progress tracker at https://pmay-urban.gov.in/pmayprogress
. You can also find this information by navigating to the “City Wise Progress” section on the main website: https://pmay-urban.gov.in/.
What support is offered through the convergence of PMAY-G and MGNREGA?
Through the convergence with MGNREGA, beneficiaries of PMAY-G are provided with 95 days of employment. For their unskilled labor, beneficiaries receive a daily wage of ₹ 90.95.
What kind of assistance is available through the convergence of PMAY-G and SBM-G?
In convergence with SBM-G, beneficiaries are eligible for financial assistance of up to ₹ 12,000 for the construction of toilets.
How the amount of loan or financial assistance provided to the beneficiary?
The amount is transferred directly to the Aadhaar-Linked Bank Account / Post-Office Account of the beneficiary.