Pradhan Mantri Awas Yojana(PMAY) In Andhra Pradesh: Eligibility, Benefits, and More

The Pradhan Mantri Awas Yojana was launched in Andhra Pradesh in June, 2016. Since then, numerous families in the rural and urban regions have been provided financial assistance to build their permanent houses.

According to the official data, more than 88,000 constructions are completed in the rural and 19.4 lakhs constructions are completed in the urban areas under PM Awas Yojanan in Andhra Pradesh.

Objective of Pradhan Mantri Awas Yojana

The primary objective of the PM Awas Yojana is to make housing affordable for all citizens. Under this scheme, eligible beneficiaries receive financial support from the government to build, rent, and renovate their dwellings.

Benefits of PM Awas Yojana in Andhra Pradesh

For PM Awas Yojana – Gramin

Eligible beneficiaries under the Pradhan Mantri Awas Yojana receive financial assistance of ₹1.2 lakhs (60% from the Centre and 40% from the State Government).

• New houses under this scheme will typically have 2 rooms, with the option to extend at your own expense.
• You can also get 100 days of employment under MGNREGA for an additional benefit of ₹18,000.
• The government also provides ₹12,000 for constructing a toilet under the Sauchalay Sahayata Yojana.

If you opt for all 3 options, the total benefit can come around ₹1.5 lakhs.

For PM Awas Yojana – Urban

For urban areas, the beneficiaries are provided with a loan amount to construct, buy, or make improvements to their existing house, based on their income status.

Category	Annual Income	Loan Amount	Interest Subsidy
Economically Weaker Section (EWS)	Less than ₹3 lakhs	Up to ₹6 lakhs	6.5%
Lower Income Group (LIG)	₹3 to ₹6 lakhs	Up to ₹6 lakhs	6.5%
Medium Income Group (MIG 1)	₹6 to ₹12 lakhs	Up to ₹9 lakhs	4%
MIG 2	₹12 to ₹18 lakhs	Up to ₹12 lakhs	3%

Eligibility

The applicant must belong to at least one of the following categories:

• Homeless families.
• Families residing in houses with one or two rooms, constructed with rough walls and a rough roof.
• Should not own a pucca house anywhere in India.
• Families with no literate adult member above 25 years of age.
• Families without any adult male members aged between 16 and 59 years.
• Families with no capable or working members and containing a disabled member.
• Landless families earning income through casual labour.
• Belong to Scheduled Castes (SC), Scheduled Tribes (ST), Other Backwards Classes (OBC), or Minority communities.

Additional eligibility conditions:

• The applicant must be a resident of India.
• The applicant must not own a permanent house.
• The applicant should be at least 18 years old.
• The applicant’s name must be listed in the ration card or the BPL (Below Poverty Line) list.
• It is compulsory for the applicant to be registered in the voter list and possess a valid identity proof linked to the voter ID.
• The scheme encourages the female head of the family to be the owner or co-owner of the house.

Who is Not Eligible

• Anyone with an annual family income of more than ₹18 lakhs is not eligible for this scheme.
• Individuals owning a pucca house anywhere in the country are not eligible.
• Families receiving benefits from central and state government-run housing projects are not eligible for this scheme.

Application Process

The application process for this scheme is straightforward. You can choose an online or offline process based on your convenience.

Application process for PMAY-U

• Visit the official portal: pmay-urban.gov.in
• Click on the ‘Apply for PMAY-U 2.0’ option.
• Scroll down and click Proceed after reading the instructions.
• Enter your state, annual income, verticals, and other details to check eligibility.
• If eligible, enter your name and Aadhaar number.
• Enter the OTP sent to your Aadhaar-linked mobile number.
• Fill out the form and submit.

Application process for PMAY-G

For PMAY-Gramin, there is no direct online application process. Beneficiaries are selected based on the caste census notified by the local panchayat office.

If you are left out of the survey and are eligible, visit your panchayat office with necessary documents to apply.

Required Documents

• Applicant’s Aadhaar details (number, name, DOB).
• Aadhaar details of all family members.
• Active bank account details linked with Aadhaar.
• Income proof (Only PDF file, up to 100 KB).
• Land document (in case of BLC vertical, PDF file, up to 1 MB).

How to Track Application Status

For PMAY-U

If you applied under PMAY-Urban, check your status on the PMAYUCLAP website using your username and password.
You can also visit the PMAY-U tracking page directly and search by beneficiary code or application number.

For PMAY-G

1. Visit the official site: pmayg.gov.in
2. Click “Awassoft” on the top menu.
3. Select “Report” from the dropdown.
4. You’ll be redirected to: rhreporting.nic.in
5. Choose your state (Andhra Pradesh), district, block, village, and financial year.
6. Under “Scheme,” select Pradhan Mantri Awas Yojana Gramin.
7. Enter the captcha and click Submit to view the beneficiary list.

FAQs