The Pradhan Mantri Awas Yojana was launched in Bihar in April, 2015. Since then, numerous families in the rural and urban regions have been provided financial assistance to build their permanent houses.
According to the official data, more than 60 lakhs constructions are completed in the rural and 1.8 lakhs constructions are completed in the urban areas under PM Awas Yojanan in Bihar.
Objective of Pradhan Mantri Awas Yojana
The primary objective of the PM Awas Yojana is to make housing affordable for all citizens. Under this scheme, eligible beneficiaries receive financial support from the government to build, rent, and renovate their dwellings.
Benefits of PM Awas Yojana in Bihar
For PM Awas Yojana – Gramin
Eligible beneficiaries under the Pradhan Mantri Awas Yojana receive financial assistance of ₹1.2 lakhs (60% from the Centre and 40% from the State Government).
- New houses under this scheme will typically have 2 rooms, with the option to extend at your own expense.
- You can also get 100 days of employment under MGNREGA for an additional benefit of ₹18,000.
- The government also provides ₹12,000 for constructing a toilet under the Sauchalay Sahayata Yojana.
If you opt for all 3 options, the total benefit can come around ₹1.5 lakhs.
For PM Awas Yojana – Urban
For urban areas, the beneficiaries are provided with a loan amount to construct, buy, or make improvements to their existing house, based on their income status.
| Category | Annual Income | Loan Amount | Interest Subsidy |
|---|---|---|---|
| Economically Weaker Section (EWS) | Less than ₹3 lakhs | Up to ₹6 lakhs | 6.5% |
| Lower Income Group (LIG) | ₹3 to ₹6 lakhs | Up to ₹6 lakhs | 6.5% |
| Medium Income Group (MIG 1) | ₹6 to ₹12 lakhs | Up to ₹9 lakhs | 4% |
| MIG 2 | ₹12 to ₹18 lakhs | Up to ₹12 lakhs | 3% |
Eligibility
The applicant must belong to at least one of the following categories:
- Homeless families.
- Families residing in houses with one or two rooms, constructed with rough walls and a rough roof.
- Should not own a pucca house anywhere in India.
- Families with no literate adult member above 25 years of age.
- Families without any adult male members aged between 16 and 59 years.
- Families with no capable or working members and containing a disabled member.
- Landless families earning income through casual labour.
- Belong to Scheduled Castes (SC), Scheduled Tribes (ST), Other Backwards Classes (OBC), or Minority communities.
Additional eligibility conditions:
- The applicant must be a resident of India.
- The applicant must not own a permanent house.
- The applicant should be at least 18 years old.
- The applicant’s name must be listed in the ration card or the BPL (Below Poverty Line) list.
- It is compulsory for the applicant to be registered in the voter list and possess a valid identity proof linked to the voter ID.
- The scheme encourages the female head of the family to be the owner or co-owner of the house.
Who is Not Eligible
- Anyone with an annual family income of more than ₹18 lakhs is not eligible for this scheme.
- Individuals owning a pucca house anywhere in the country are not eligible.
- Families receiving benefits from central and state government-run housing projects are not eligible for this scheme.
Application Process
The application process for this scheme is straightforward. You can choose an online or offline process based on your convenience.
Application process for PMAY-U
- Visit the official portal: pmay-urban.gov.in
- Click on the ‘Apply for PMAY-U 2.0’ option.
- Scroll down and click Proceed after reading the instructions.
- Enter your state, annual income, verticals, and other details to check eligibility.
- If eligible, enter your name and Aadhaar number.
- Enter the OTP sent to your Aadhaar-linked mobile number.
- Fill out the form and submit.
Application process for PMAY-G
For PMAY-Gramin, there is no direct online application process. Beneficiaries are selected based on the caste census notified by the local panchayat office.
If you are left out of the survey and are eligible, visit your panchayat office with necessary documents to apply.
Required Documents
- Applicant’s Aadhaar details (number, name, DOB).
- Aadhaar details of all family members.
- Active bank account details linked with Aadhaar.
- Income proof (Only PDF file, up to 100 KB).
- Land document (in case of BLC vertical, PDF file, up to 1 MB).
How to Track Application Status
For PMAY-U
If you applied under PMAY-Urban, check your status on the PMAYUCLAP website using your username and password.
You can also visit the PMAY-U tracking page directly and search by beneficiary code or application number.
For PMAY-G
- Visit the official site: pmayg.gov.in
- Click “Awassoft” on the top menu.
- Select “Report” from the dropdown.
- You’ll be redirected to: rhreporting.nic.in
- Choose your state (Bihar), district, block, village, and financial year.
- Under “Scheme,” select Pradhan Mantri Awas Yojana Gramin.
- Enter the captcha and click Submit to view the beneficiary list.
FAQs of PM Awas Yojana in Bihar
What is the last date to apply for PM Awas Yojana in Bihar in 2025?
The deadline to apply for PMAY has been extended till 31st December 2025, as per the latest government notification.
How can I check my name in the PM Awas Yojana list in Bihar?
You can check your name in the PMAY-G list by visiting pmayg.nic.in, selecting your district, block, and village under the “Beneficiary details for verification” option.
Can I apply for PMAY in Bihar if my name is not in the survey list?
Yes, if your name is missing but you meet the eligibility criteria, you can visit your local panchayat office with necessary documents and request for inclusion in the waiting list.
How much financial assistance is provided under PM Awas Yojana in Bihar?
Beneficiaries under PMAY-G in Bihar receive ₹1.2 lakh for house construction, ₹12,000 for toilet construction under Sauchalay Yojana, and can also earn up to ₹18,000 through 100 days of MGNREGA work.
What documents are needed to apply for PM Awas Yojana in Bihar?
You’ll need your Aadhaar card, bank account details, income proof, voter ID, and if applicable, land ownership documents for BLC category applications.