With the central government’s increased approval for PM Awas Yojana, more people will now be able to build a safe, permanent home in Jharkhand. It’s important for eligible families to apply with the correct documents and stay updated with the local panchayat’s instructions.
In this post, you will learn the important updates related to the scheme, application process, and the benefits provided by the government to build your pucca house.
What is PM Awas Yojana?
Pradhan Mantri Awas Yojana (Gramin) is a government scheme launched in 2016 with the goal of providing pucca houses to the rural poor. It ensures that every family in a village can live in a safe, permanent home with basic facilities like a kitchen and toilet.
Under this scheme, the central government provides financial assistance of ₹1.20 lakh to each eligible beneficiary to help them build their house.
PM Awas Yojana in Jharkhand: What’s New?
In Jharkhand, PM Awas Yojana is bringing good news for thousands of families. Earlier, the central government had approved 1.13 lakh houses for the state. Now, this number has been increased to 4,19,947 houses.
This means that many more homeless families who missed the opportunity earlier will now get their own pucca house under this scheme.
Who is Eligible for PM Awas Yojana in Jharkhand?
The scheme is open to rural families who have not yet received a house under any central or state housing scheme. This includes those who did not get a house under Jharkhand’s own Abua Awas Yojana.
Key eligibility points:
- Families without a permanent house.
- People who have not received a house under any government scheme before.
- Priority is given to the homeless, widows, elderly people, differently-abled individuals, and those living in kutcha houses.
Who is Not Eligible?
The government has set clear guidelines about who cannot take benefit under this scheme. The following people will be excluded from PM Awas Yojana in Jharkhand:
- People with a Kisan Credit Card limit above ₹50,000.
- People who own three-wheeler or four-wheeler vehicles.
- Families where any member earns more than ₹15,000 per month.
- People who pay Income Tax or Professional Tax.
- Families who have non-agricultural businesses registered with the government.
- Families owning more than 2.5 acres of irrigated land or more than 5 acres of non-irrigated land.
- Families where a member is already a beneficiary of another government scheme.
- Families who already have a pucca house.
Note: In Jharkhand, more than 50,000 Kisan Credit Card holders may not be eligible because of this rule.
Also Read | Pradhan Mantri Awas Yojana (PMAY) in Uttarakhand
How to Apply for PM Awas Yojana Online in Jharkhand
If you are eligible and want to apply for PM Awas Yojana-Gramin (PMAY-G) in Jharkhand, you can easily complete the process online by following these simple steps:
- Download Awas Plus 2024 App from Playstore
- Click on self survey and enter your Aadhar number
- Select your block, panchayat, and village details
- Enter the details of family members
- Complete e-KYC of each family member
- Fill out the bank details
- Save the data and Upload to the database
The form will be validated after the verification by concerned office.
How to Apply Offline for PM Awas Yojana in Jharkhand
If you are unable to apply online, you can also apply offline by visiting your local Panchayat.
- Contact your Ward Member or Gram Panchayat Office.
- Fill out the PMAY-G application form with the help of local officials.
- If the applicant cannot fill the form themselves and takes help from someone else, they must sign a Consent Form and submit it along with the application.
Benefits of PMAY Scheme in Jharkhand
Under the Pradhan Mantri Awas Yojana, each selected beneficiary in Jharkhand will receive financial assistance of ₹1.20 lakh from the central government to help build their house.
The construction labor for the house will be provided through the MGNREGA scheme, which will also help generate employment for rural workers. Additionally, the construction of toilets will be carried out by combining funds from MGNREGA under the government’s convergence plan.
The houses built under this scheme will have a minimum size of 269 square feet, including two rooms, a kitchen, and a verandah, ensuring a comfortable living space for the family.
Required Documents
- Aadhaar Card
- MGNREGA Job Card (optional)
- Bank Passbook
- Income Certificate
- Land Ownership Documents (if applicable)
- Ration Card
How Many Families Will Benefit in Jharkhand?
The government initially approved 1.13 lakh houses under PM Awas Yojana in Jharkhand. Now, the approved number has jumped to 4,19,947 houses.
This increase will allow more homeless and needy families to benefit from the scheme. It is a major step towards the goal of housing for all rural families.
FAQs
How much financial help is given under PM Awas Yojana in Jharkhand?
Eligible families receive ₹1.20 lakh from the central government for building their house.
Can I apply if I already have a Kisan Credit Card?
You can apply only if your Kisan Credit Card limit is less than ₹50,000. Above this limit, you are not eligible.
Is it necessary to build the house using MGNREGA labour?
Yes. Under this scheme, labour work will be provided through MGNREGA to support job creation and reduce construction costs.
Can families with a three-wheeler or four-wheeler vehicle apply?
No. Owning a three-wheeler or four-wheeler vehicle is part of the exclusion list.
How many families will benefit from this scheme in Jharkhand?
The government has now approved 4,19,947 houses for Jharkhand under PMAY-G.